Hospital Indemnity — INDIVIDUAL Affordable insurance to assist in your recovery. Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Things like medical deductibles and copayments, plus the cost for help with transportation, meals, child care, or even housekeeping, can all add up. Hospital Indemnity Insurance provides cash benefits based on your time in the hospital, regardless of any other insurance you have. Pair it with your medical plan to extend your protection and help with unexpected costs so you can focus on recovery.
• For applicants ages 64.5 through 66 – no medical questions or build chart • All other ages – simplified underwriting
STEP 1 Daily Benefit Amount* Choose an amount between $100 and $900.
STEP 2 Hospital Confinement* Choose 3, 6, 10, or 21 days. Days reset once out of the hospital, 60 days in a row. The Daily Benefit Amount represents the cash benefit payable to you for each day you are confined to a hospital as an inpatient, up to the number of days you select. The Daily Benefit Amount is per covered family member. (* Does not apply to hospital stays resulting from a mental or nervous disorder). See Mental Health Indemnity Benefit. Hospital Confinement Indemnity Benefit: If you are admitted to a hospital as an inpatient, we will pay you a cash benefit equal to your Daily Benefit Amount for each day of your hospital stay, up to the number of days you select. Multiple hospital stays will accumulate toward your day count. Once you have been out of the hospital for 60 days in a row, your available number of days resets to the number you selected.
*There are inclusions and exclusions. Underwriting requirements. Contact us for full details.