Critical Illness — INDIVIDUAL Supplement your medical coverage and help protect your family, lifestyle, and finances. Your medical plan offers health care coverage that you and your family can rely on. Now you can supplement your benefits beyond medical with Critical Illness insurance. A major health event, like a heart attack or cancer, can quickly throw an average family into a financial crisis. While health insurance will help cover medical expenses, you may not be prepared for other financial setbacks that can occur when you’re diagnosed with a critical illness. From lost income and medical deductibles to out-of-network office visits and uncovered treatments – these can all contribute to a financial hardship. Cash benefits from a Critical Illness insurance plan can help pay the expenses that traditional health insurance doesn’t cover, enabling you to focus on recovery.
Benefit Amount: You choose an amount between $5,000 and $50,000, in $5,000 increments. The Benefit Amount represents the cash payout you may receive upon diagnosis of a Specified Disease.
Coverage for the Whole Family • If you’re including your Spouse or Partner on your application, his or her Benefit Amount must match yours.
• Each Dependent Child is automatically covered with a $2,500 Benefit Amount — at no additional cost.
What type of conditions does Critical Illness Insurance pay benefits for?
Specified Disease
* Heart Attack, Stroke (CVA), Coronary Artery Disease, Invasive Cancer (Sometimes referred to as infiltrating cancer), Carcinoma, in Situ (Stage 0 and/or TisN0M0), Prostate Cancer, Skin Cancer, End Stage Renal Failure (Stage 5 Chronic Kidney Disease), Major Organ Failure
*There are inclusions and exclusions. Underwriting requirements. Contact us for full details.